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A short poetry "battle" written by a group of young adults in Manchester about the pros and cons of debt. On one side, Tom Egan performs the 'pro credit' side - performed from a first person perspective. On the other side, Debra Archer performs the 'anti credit/debt' argument, again from a personal point of view. The words were written by the group during a creative workshop. Produced by The Lab (³ÉÈË¿ìÊÖ Learning) for Free Speech with Daniel Silver, Tom Carney, Jodine Toone, Chris Loufoua, Rebecca Jarvis from Creative Industry Salford together with Michaela Connor and Amy Smith, parents from The Mossfield Children's Centre.