成人快手

Converting pension savings into retirement income? Put your questions to Lesley Curwen and guests. Call 03700 100 444 from 1pm to 3.30pm on Wednesday or e-mail moneybox@bbc.co.uk now.

As retirement approaches you'll need to start thinking about how to get the most from your pension pot, as good decisions now could boost your future income by thousands of pounds.

To help maximise your returns we'll have a panel of advisers ready to talk you through retirement options, annuities and income drawdown.

When should you take your pension and how much can you access as a cash lump sum?

What types of annuity are available?

You may want to ask about standard, guaranteed, impaired or investment-linked products?

What are the rules about leaving your pension fund invested but taking an income from it?

Can you access your pension savings in stages or combine the different choices?

Should you pay for advice, use a broker or do your own research?

What questions should you ask and how much will you have to pay?

Joining Lesley Curwen to answer your questions will be:

Stuart Bayliss, Chairman, Better Retirement Group.
Michelle Cracknell, Chief Executive, The Pensions Advisory Service.
Brian Tabor, Chartered Financial Planner, Care Matters & The Society of Later Life Advisers.

To talk to the team call 03700 100 444 between 1pm and 3.30pm on Wednesday or e-mail moneybox@bbc.co.uk now. Standard geographic charges apply. Calls from mobiles may be higher.

Presenter: Lesley Curwen
Producer: Lesley McAlpine.

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