成人快手

It's the end of more than 300 years of Scottish banking history. The Lloyds TSB takeover of Halifax-Bank of Scotland will mean job losses, less competition and, perhaps, a worse deal for borrowers. And what will it mean for our financial capital, Edinburgh? Are you one of the bank's 22m customers, its 72,000 staff or more than 1m hapless investors?

Graham Stewart takes your calls, texts and emails.