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As Virgin Money prepares to move its headquarters to Edinburgh, Douglas Fraser, presenter of ���˿��� Radio Scotland's programme Business Scotland, spoke to its chief executive about her vision for the "transparent" bank's role in UK finance.

Virgin Money is seen as one of the challengers to the "big five" that currently dominate high street banking in Britain.

Along with Tesco Bank, it has chosen Edinburgh as the location for its new headquarters, drawing on the city's financial skills as Royal Bank of Scotland and Bank of Scotland shed staff.

The Independent Commission on Banking last week said there should be more action to open up competition in banking, and Virgin Money chief executive Jayne-Anne Gadhia is enthusiastic about exploiting those reforms.

The chartered accountant joined Virgin when Richard Branson started offering financial products in 1995.

She left for Royal Bank of Scotland in 2001, and worked for Sir Fred Goodwin until 2006, when she returned to the top job at Virgin Money, and the next year became involved in Branson's attempt to buy the stricken Northern Rock.

The full interview will be broadcast on ���˿��� Radio Scotland's Business Scotland programme at 1005 BST on Sunday, 17 April. The programme will then be available on ���˿��� iPlayer and the programme's podcast.