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If you're starting university next month, expect to leave with debts of up to £23,000. That's up by more than 10% in a year. Researchers say students in England pay the most. Catherine and Sarah have just finished a three-year degree in nursing course at the University of Manchester. They explain how they coped financially at university.

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How are your debts looking?

They reckon people in England could end up owing £23,000. Is that realistic?

What are the expensive things?

You had your fees paid but you must have mates who didn't. How are their debts?

Before you started studying, did the idea of debts put you off?

What would you say to people who are starting this autumn?

Do you think it's going to put more people off going to university?