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24 September 2014
Inside Out: Surprising Stories, Familiar Places

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听听Inside Out - North West: Friday March 2, 2007
Car in crusher
"I find no problem at all with it - it's the most important thing to have your insurance." Motorist
Car being crushed by police crusher.

Uninsured cars

Four thousand vehicles have been crushed, pulverised, squashed, pressed and cubed by police on Merseyside... and more are to follow.

It's all part of Operation Tango - a clampdown on uninsured drivers.

In the words of Merseyside Police, they're declaring "total war" on anti-social and criminal motorists.

So could you find your car in the crusher?

Inside Out investigates how the police are cracking down on crime.

Read your comments on this story below.

Chasing insurance dodgers

The police force is using the same technology employed against terrorists and organised crime against insurance dodgers.

Cameras mounted in vans and patrol cars are being used to read registration plates on vehicles and compare them to information provided by insurance companies.

Seized cars
Seized cars waiting for collection or crushing

Eleven thousand vehicles have been seized by officers in the last year - but it's estimated there are still over 100,000 uninsured drivers in Merseyside.

If you can't prove that you possess insurance, police will simply seize the car - giving drivers just a couple of minutes to clear out their possessions - and find their own way home.

The seized cars are taken away and the owners have two weeks to get them back.

On reclaiming the car, the motorist has to prove that he/she is the owner, and has to show proof of valid insurance and a driving licence.

But, even then they have to pay a 拢105 fine and an extra 拢12 for every day the car has been stored by the police.

Police clampdown

Chief Constable Bernard Hogan-Howe from Merseyside Police describes the scale of the operation:

"Today we've got 40 out of our 50 vehicles out on the road, right across Merseyside.

Police notice
Merseyside Police - clamping down on criminals

"In coming weeks we're going to deploy them in larger groups in just perhaps Southport or perhaps the north of Liverpool, so we tie a whole area down."

Since Tango was launched, it's estimated that 20,000 drivers on Merseyside have taken out new insurance - but anyone without it faces a 拢200 fine and points on their licence.

The scheme is winning friends - even amongst innocent drivers who are stopped, as one driver explains:

"I find no problem at all with it - it's the most important thing to have your insurance... it's peace of mind.

"It didn't bother me [being pulled in], you know, I've got nothing to hide at all."

Preventing accidents

Supporters of the scheme say that drivers shouldn't be driving without insurance anyway - and Operation Tango is a good thing because it gets them off the roads.

Eighteen-year-old Elunded Cleverley from Wallasey was walking home in summer 2006 when an uninsured driver hit her from behind - she died instantly.

The driver - Lucasz Sonta, a Polish carpenter, was almost two and a half times over the legal drink-drive limit, and was out to buy more alcohol.

He was jailed for six years.

Edward Cleverley, the victim's father, describes the pain of losing his daughter:

"Losing Elunded is the most horrible thing that can happen to any family. My feelings are that it's destroyed us as a family."

Elunded's mother Ann Cleverley shares the same loss:

Elunded
Elunded - tragic loss of life due to an uninsured, drink driver

"It's a huge loss for anybody to lose their daughter - obviously - but it has just left an enormous hole in our lives."

Elunded's parents faced a struggle to pay for her funeral as Sonta had no motor cover - and therefore no insurance company to seek compensation from.

Edward Cleverley says, "I think the point is is that if somebody is prepared to drive a car without insurance, you have to beg the question what else are they prepared to do?

"You take the example of the driver that killed our daughter - he was driving drunk - at least 2.5 times over the limit, and driving very very fast in a 30 mile an hour limit with desperately tragic circumstances...

"And you feel so cheated because there is no insurance. The effects are horrendous and it goes on and on.

"And I think what Merseyside Police are doing in confiscating the vehicles of uninsured drivers is a very good, severe, harsh lesson."

Taking action

Dave Sedley and Simon Cook are two members of the specialist Tango unit which patrols Merseyside every day.

They say that Operation Tango is already having a big impact - and it's had a knock on effect with a reduction in traffic collisions, accidents, and drive-offs from petrol stations.

Crushed car
Surprise in store - a crushed car following seizure

But it's not just old rust-buckets and bangers that the police are being seized.

Even expensive cars like BMW's are among the cars which are being pulled in for not having insurance.

If the cars aren't claimed, they could be sent for auction.

The money raised through auctions eventually reaches the Merseyside Police Authority which use it to fight more crime.

And if drivers decide they won't bother collecting the car because they face prosecution for having no insurance, the police have one last surprise in store - a crushing machine!

Have your say

What do you think about Operation Tango and the police's measures to target uninsured drivers?

Email your comments and views on uninsured cars to insideout@bbc.co.uk

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Your Comments

I was watching your programme tonight on uninsured drivers and was interested to see that there were several inferences to the notion that uninsured drivers do not have to pay anything toward the cost of a claim generated as a result of careless driving on their part.

This is not always the case. There is an insurance body called the Motor Insurance Bureau (MIB for short). All insurance companies must pay into this scheme each year. The money the MIB receives is then used to pay for the legal action in cases involving unidentified, uninsured drivers. The MIB employ solicitors to act on their behalf and at the end of the litigation process, the MIB pay the solicitors. The MIB then have the right of recovery from the uninsured party and thus an individual may find that they face a hefty demand.

I have seen several reports recently on uninsured drivers and this misinformation seems to run through them all. Perhaps if it were advertised that individuals may find themselves paying for legal bills that the claims have generated, it might act as a deterrent against driving without insurance.
C. Owen

One of the side benefits, of course is the (hopefully) reduction of the insurance premiums of those who normally keep their tax and insurance up to date. Great work. Keep it up. The law abiding public are right with you.
Roy Kewley

Just watching your programme, and lo and behold this afternoon on the Formby By-pass there were a load of cars with stickers.....I wondered what they were, and now, of course, I know...

I think it is a wonderful thing you are doing... it is the innocent victims who suffer, and I hope you manage to clear the roads of these criminals.
Irene Lough

I myself made the mistake of being stupid enough to drive without insurance - for this I lost my licence, lost my job, had my car taken away and crushed, and to top it all off had to pay a substantial fine and also a little extra for the privilege.

I can understand the anger towards uninsured drivers. The primary reason for most uninsured drivers is the fact that insurance prices are sky high. I had a 1.2 litre car worth over 3 years wages for me, and I was expected to pay nearly 拢3,000 to insure it.

I was hit by an elderly lady who tried to get her car through a gap that was nowhere near wide enough for her car, and she paid only 拢200 for insurance. If the price structuring for insurance was based on how you drive rather than where u live, then maybe there would be more people being able to afford insurance?

If a person has to get to work and they have a car but have no insurance because they can't afford it, then there will be people who will still drive with insurance.

I'm now in the process of retaking my test and getting my life back on track. I'm in no way saying driving without insurance is right, but if it's to be cut down, then maybe insurance companies should realise that living in a bad area doesn't make u a bad driver... and similarly because you're young and/or male, that your going to drive like a p***.

Anyone like me who loved and treasured their car will drive it right and take care. Many drivers will have saved up for ages to buy a car, only to realise that they can't afford insurance.
Anonymous

Great idea - but get rid of the loophole that lets someone else drive the car away later. A car was alongside me a week ago - no visible tax disc suggested no insurance. Quite scary when you think about the damage he could do - he might not be able to afford it but cares little enough about anyone else.

Why not change the law to make sure the DRIVER is insured - not the car?
Tony O'Brien



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