Arthur falls ill and is cared for by Samuel Daily and his wife. The woman in black haunts him in his fever, appearing at the end of his bed.
As he regains his strength, his beloved fianc茅e, Stella, arrives and the following day they both leave Crythin Gifford for London. Arthur feels relieved that nothing has happened since his sighting of the woman - no children have died. He feels hopeful that the curse has ended.
Stella and Arthur are soon married and have a child together, Joseph. One day the family visit a park where Joseph insists on riding in a pony and trap. As his wife and child move out of sight, Arthur sees the woman in black. She steps into the path of the pony and trap, which careers into a tree and crashes. Both Stella and Joseph die in the accident.
Arthur finishes his story by saying that he has seen the ghost of Jennet Humfrye and she had her revenge. 'They have asked for my story. I have told it. Enough.'